Housing × Heat
Safe and
affordable housing is essential for human health, wellbeing, and financial
stability. As the climate continues to change, both average and seasonal
temperatures are expected to increase with more frequent heat waves and
individual days of extreme heat (days over 90°F). Increased heat is a notable
challenge for residences in Massachusetts and other parts of New England, since
the homes in our region were often designed to keep residents and their homes warm,
not cool, via techniques that promote heat-trapping, such as dark and steep
roofs. Old housing units, rental housing units, and homes without cooling
systems are especially vulnerable.
Excess heat
creates health problems for residents, intensifies poor outdoor and indoor air
quality, and increases energy expenses for those with cooling systems. High
heat can also disrupt electricity and communication system infrastructure,
leading to service disruptions. Environmental justice (EJ) populations and other priority
populations already face disproportionate exposure to some health conditions,
air pollution, and heat islands.
The term “heat island” or “urban heat island” is used to describe the heat absorption and trapping that occurs in our highly developed landscapes – where buildings and pavement have replaced natural soils, waterways, and vegetation. According to the EPA (2022), urban areas can reach up to 7°F hotter than surrounding areas during the day. The natural elements in our neighborhoods (including trees and gardens, parks and trails, and wetlands and waterways) are effective tools to reduce urban heat islands. Unfortunately, increased heat also threatens the health of this natural infrastructure.
Safe and
affordable housing is essential for human health, wellbeing, and financial
stability. As the climate continues to change, both average and seasonal
temperatures are expected to increase with more frequent heat waves and
individual days of extreme heat (days over 90°F). Increased heat is a notable
challenge for residences in Massachusetts and other parts of New England, since
the homes in our region were often designed to keep residents and their homes warm,
not cool, via techniques that promote heat-trapping, such as dark and steep
roofs. Old housing units, rental housing units, and homes without cooling
systems are especially vulnerable.
Excess heat
creates health problems for residents, intensifies poor outdoor and indoor air
quality, and increases energy expenses for those with cooling systems. High
heat can also disrupt electricity and communication system infrastructure,
leading to service disruptions. Environmental justice (EJ) populations and other priority
populations already face disproportionate exposure to some health conditions,
air pollution, and heat islands.
The term “heat island” or “urban heat island” is used to describe the heat absorption and trapping that occurs in our highly developed landscapes – where buildings and pavement have replaced natural soils, waterways, and vegetation. According to the EPA (2022), urban areas can reach up to 7°F hotter than surrounding areas during the day. The natural elements in our neighborhoods (including trees and gardens, parks and trails, and wetlands and waterways) are effective tools to reduce urban heat islands. Unfortunately, increased heat also threatens the health of this natural infrastructure.
Questions to Answer
The questions and guided explorations below are designed to assist you with thinking about how heat can impact housing issues in your community. Use the Housing x Heat worksheet to assist you when answering these questions.
The questions and guided explorations below are designed to assist you with thinking about how heat can impact housing issues in your community. Use the Housing x Heat worksheet to assist you when answering these questions.
While people often escape the impacts of heat by going inside, indoor residences
and other buildings are not immune to the impacts of increased heat and heat
waves. Heat is the largest weather-related cause of death in the United States (ResilientMass Plan, 2023, p. 5.1-33).
Some homes can overheat in problematic ways depending on circulation, insulation,
building materials, and the surrounding environment.
Higher temperatures can reduce air quality, leading to an increase in lung and respiratory diseases (ResilientMass Plan, 2023, p. 5.1-33). These health risks will be greater for communities that are already exposed to higher levels of air pollution. Structural racism and redlining of housing opportunity (discriminatory denial of services such as mortgages to residents of certain areas) has resulted in a link between EJ populations and proximity to major roadways, which are a key source of air pollution emissions (MCCA, 2022, Volume II, p. 43).
Higher temperatures and periods of extreme heat reduce the efficiency and reliability of our energy systems. Power plants become less efficient at generating energy, transmission and distribution lines cannot transport as much electricity, and high temperatures can lead to damage, malfunction, and failure of transformers and power lines (MCCA, 2022, Volume II Appendix A, p. A76).
At the same time, electricity consumption in the summer is often higher than the rest of the year because of the use of air conditioning (U.S. EIA, 2020). More consumption leads to more money paid in utilities, which can be especially challenging for low-income populations, housing insecure populations, and people who rent their homes. Studies show that rental housing tends to be less energy-efficient than owner-occupied housing; therefore, power or gas outages will have a disproportionate effect on renters, in addition to older adults and people with disabilities or who rely on electric power for medical devices (Carliner, 2013).
The Massachusetts Climate Change Assessment features perspectives of
various community members in its reporting. In one interview, a community
member said the following of heat and housing: “There are minimum requirements
for heat to renters but no cooling requirements. There is fuel assistance for heating but
little to none for cooling,” (MCCA, 2022, Volume II, p. 33).
Guided Exploration:
This guided exploration will use visual information to help you consider
where and how heat may create unsafe living conditions for households in your
community, and who may be most affected.
Open the GEAR Housing Map and select a municipality. Expand the Climate Hazard Data group and turn on the Hot Spots layer. Then turn on the Forest Land Cover and MassDEP Wetlands layers to show which neighborhoods may already have some cooling and shade infrastructure.
Identify where the residential neighborhoods are in your community. What are some of the defining characteristics of the neighborhoods? Toggle on/off housing layers: the Type of Home group, Age of Housing Stock layer, and the Rental Housing Units layer under the EJ and Other Priority Populations group to explore the different kinds of housing stock.
- Based on the Hot Spot data layer, which areas are most exposed to extreme heat?
- Are there particularly old or historic homes concentrated in one neighborhood?
- Where are areas with high concentrations of renters?
- What about Long-Term Care residences?
- What resources can be found in these neighborhoods and areas? Use local knowledge to consider:
- Are there any emergency shelters in these neighborhoods?
- What about shelters for those experiencing homelessness?
You
can also explore the EJ and Other Priority Populations group of data to
think about which neighborhoods might be more vulnerable to increased heat
because of existing inequities. For example, do neighborhoods with high
concentrations of poverty have fewer parks or street trees?
Read More About Related Impacts in the Massachusetts Climate Change Assessment:
- Loss of Urban Tree Cover page A43 (top impact Central; Boston Harbor)
While people often escape the impacts of heat by going inside, indoor residences
and other buildings are not immune to the impacts of increased heat and heat
waves. Heat is the largest weather-related cause of death in the United States (ResilientMass Plan, 2023, p. 5.1-33).
Some homes can overheat in problematic ways depending on circulation, insulation,
building materials, and the surrounding environment.
Higher temperatures can reduce air quality, leading to an increase in lung and respiratory diseases (ResilientMass Plan, 2023, p. 5.1-33). These health risks will be greater for communities that are already exposed to higher levels of air pollution. Structural racism and redlining of housing opportunity (discriminatory denial of services such as mortgages to residents of certain areas) has resulted in a link between EJ populations and proximity to major roadways, which are a key source of air pollution emissions (MCCA, 2022, Volume II, p. 43).
Higher temperatures and periods of extreme heat reduce the efficiency and reliability of our energy systems. Power plants become less efficient at generating energy, transmission and distribution lines cannot transport as much electricity, and high temperatures can lead to damage, malfunction, and failure of transformers and power lines (MCCA, 2022, Volume II Appendix A, p. A76).
At the same time, electricity consumption in the summer is often higher than the rest of the year because of the use of air conditioning (U.S. EIA, 2020). More consumption leads to more money paid in utilities, which can be especially challenging for low-income populations, housing insecure populations, and people who rent their homes. Studies show that rental housing tends to be less energy-efficient than owner-occupied housing; therefore, power or gas outages will have a disproportionate effect on renters, in addition to older adults and people with disabilities or who rely on electric power for medical devices (Carliner, 2013).
The Massachusetts Climate Change Assessment features perspectives of
various community members in its reporting. In one interview, a community
member said the following of heat and housing: “There are minimum requirements
for heat to renters but no cooling requirements. There is fuel assistance for heating but
little to none for cooling,” (MCCA, 2022, Volume II, p. 33).
Guided Exploration:
This guided exploration will use visual information to help you consider
where and how heat may create unsafe living conditions for households in your
community, and who may be most affected.
Open the GEAR Housing Map and select a municipality. Expand the Climate Hazard Data group and turn on the Hot Spots layer. Then turn on the Forest Land Cover and MassDEP Wetlands layers to show which neighborhoods may already have some cooling and shade infrastructure.
Identify where the residential neighborhoods are in your community. What are some of the defining characteristics of the neighborhoods? Toggle on/off housing layers: the Type of Home group, Age of Housing Stock layer, and the Rental Housing Units layer under the EJ and Other Priority Populations group to explore the different kinds of housing stock.
- Based on the Hot Spot data layer, which areas are most exposed to extreme heat?
- Are there particularly old or historic homes concentrated in one neighborhood?
- Where are areas with high concentrations of renters?
- What about Long-Term Care residences?
- What resources can be found in these neighborhoods and areas? Use local knowledge to consider:
- Are there any emergency shelters in these neighborhoods?
- What about shelters for those experiencing homelessness?
You
can also explore the EJ and Other Priority Populations group of data to
think about which neighborhoods might be more vulnerable to increased heat
because of existing inequities. For example, do neighborhoods with high
concentrations of poverty have fewer parks or street trees?
Read More About Related Impacts in the Massachusetts Climate Change Assessment:
- Loss of Urban Tree Cover page A43 (top impact Central; Boston Harbor)
Increased
heat can lead to several added household costs – such as the costs associated
with upgrades, retrofits, and high energy bills. Many residents are currently
not able to install energy retrofits or cooling systems due to upfront costs,
installation barriers, or rental unit restrictions. At the same time, less
efficient cooling solutions, such as window air-conditioning units, can create
high energy bills, particularly for people living in less efficient homes.
High energy bills can require households to make tradeoffs between keeping their homes at a safe and healthy temperature and paying for other life necessities, including food and healthcare. As of August 2022, about 17% of American households were behind on their utility bills, likely due to rising energy prices and competing bills (National Energy Assistance Directors Association, 2020). Utility shutoffs for non-payment of utility bills result in homes warming to unsafe temperatures. This could increase heat-related illnesses and deaths, as well as contribute to adverse cognitive effects (MCCA, 2022, Volume II, p. 32).
Guided Exploration:
This guided exploration will have you reflect on how
different priority populations experience increased heat, recalling recent heat
waves and extremely hot days. You’ll consider and discuss the state of housing insecurity
in your community and how it might change with increasing temperatures.
First, recall the last heat wave in your community. What were people’s experiences? How did that experience differ among households in your community, depending on where they live and the resources available to them?
- Did your community experience power and/or internet, mobile, cable, or telephone system disruptions?
- Roughly what percentage of residents in your community do not have access to air conditioning, especially central air?
- Have you engaged different housing facilities (such as long-term care, elder, and disabled housing) to learn about how increased heat affects their residents and their operations and maintenance?
- Have you engaged affordable housing owners/managers and residents living in affordable housing to discuss how increased heat affects their ability to live safely and comfortably in their homes?
How does your community experience housing insecurity?
- What percentage of your community is experiencing homelessness or housing instability? Consider talking to shelters, social service agencies, your public schools, or community-based organizations who may have additional insight.
- What types of resources does your community have for unhoused people?
- How much more do households spend on electricity costs during heat waves? Are community members concerned about being able to maintain safe temperatures in their homes during high heat due to costs?
- How might higher temperatures contribute to housing insecurity in your community?
- Have residents who experience housing insecurity or housing cost burdens been engaged on the challenges they are facing, as well as what they think could be effective solutions?
Increased
heat can lead to several added household costs – such as the costs associated
with upgrades, retrofits, and high energy bills. Many residents are currently
not able to install energy retrofits or cooling systems due to upfront costs,
installation barriers, or rental unit restrictions. At the same time, less
efficient cooling solutions, such as window air-conditioning units, can create
high energy bills, particularly for people living in less efficient homes.
High energy bills can require households to make tradeoffs between keeping their homes at a safe and healthy temperature and paying for other life necessities, including food and healthcare. As of August 2022, about 17% of American households were behind on their utility bills, likely due to rising energy prices and competing bills (National Energy Assistance Directors Association, 2020). Utility shutoffs for non-payment of utility bills result in homes warming to unsafe temperatures. This could increase heat-related illnesses and deaths, as well as contribute to adverse cognitive effects (MCCA, 2022, Volume II, p. 32).
Guided Exploration:
This guided exploration will have you reflect on how
different priority populations experience increased heat, recalling recent heat
waves and extremely hot days. You’ll consider and discuss the state of housing insecurity
in your community and how it might change with increasing temperatures.
First, recall the last heat wave in your community. What were people’s experiences? How did that experience differ among households in your community, depending on where they live and the resources available to them?
- Did your community experience power and/or internet, mobile, cable, or telephone system disruptions?
- Roughly what percentage of residents in your community do not have access to air conditioning, especially central air?
- Have you engaged different housing facilities (such as long-term care, elder, and disabled housing) to learn about how increased heat affects their residents and their operations and maintenance?
- Have you engaged affordable housing owners/managers and residents living in affordable housing to discuss how increased heat affects their ability to live safely and comfortably in their homes?
How does your community experience housing insecurity?
- What percentage of your community is experiencing homelessness or housing instability? Consider talking to shelters, social service agencies, your public schools, or community-based organizations who may have additional insight.
- What types of resources does your community have for unhoused people?
- How much more do households spend on electricity costs during heat waves? Are community members concerned about being able to maintain safe temperatures in their homes during high heat due to costs?
- How might higher temperatures contribute to housing insecurity in your community?
- Have residents who experience housing insecurity or housing cost burdens been engaged on the challenges they are facing, as well as what they think could be effective solutions?
Investigate GEAR Map Data Layers
Explore the Housing map to learn more about how heat may impact housing issues in your community. The list at the right provides an overview of selected data layers included in the map, as well as a detailed description of each layer.
Explore the Housing map to learn more about how heat may impact housing issues in your community. The list at the right provides an overview of selected data layers included in the map, as well as a detailed description of each layer.
Hot spots are areas with the 5% highest Land Surface Temperature Index values in each RPA region. These areas often have increased energy costs (for cooling), more air pollution, and higher incident of heat-related illness and death.
This subset of the MassGIS 2016 Land Cover/Land Use data shows areas with general residential land use codes and includes a breakdown of single-family and multi-family housing. Multi-unit housing may be more vulnerable to climate impacts because they may be more likely to contain rental units versus owner-occupied units, which limit inhabitants' ability to make updates and retrofits that build resilience. Multi-unit housing units may be more affordably-priced housing for those with limited incomes, such that residents may face financial insecurity and other challenges.
This layer contains the locations of licensed
nursing homes, rest homes and assisted living residences in Massachusetts.
Those living and working in these facilities may be more vulnerable to climate
impacts like power outages and heat waves, which can further existing health
and mobility challenges that residents may have and staff persons need to
navigate.
This layer contains the most current release of data from the American Community Survey (ACS) about housing units by year built by tenure (owner or renter). Older homes may be more vulnerable to climate impacts because of formerly lower wind standards, aging materials, lack of weatherproofing, among other factors. ACS 2017 - 2021.
Tree canopy is an important asset in mitigating
climate hazards. As temperatures continue to rise, tree canopies provide shade,
which reduces the land surface temperatures and mitigates urban heat islands.
Wetlands help prevent extreme flood events, act as natural carbon and heat
sinks, while also providing important habitat to plants and animals.
Rivers and streams supply drinking water, power
communities with hydroelectricity, and provide habitat for fish and aquatic
plants. Rivers and streams also provide flood storage during extreme
precipitation events.
Environmental justice (EJ) populations, i.e., block groups are defined in Chapter 8 of the Acts of 2021 and the 2021 EEA EJ Policy. EJ populations are those segments of the population that EEA has determined to be most at risk of being unaware of or unable to participate in environmental decision-making or to gain access to state environmental resources or are especially vulnerable. 2020 block groups, updated in Nov 2022.
Percent of total housing units that are renter-occupied. Demographics related to renters are important
because, on average, renters are disproportionately affected by climate
hazards. Typically, renters have less autonomy when it comes to
making decisions about climate mitigating housing retrofits. ACS 2017 - 2021.
Actions to Consider
Communities can take a number of steps to increase housing resiliency to heat. Some steps may include:
Communities can take a number of steps to increase housing resiliency to heat. Some steps may include:
Pocket parks, pocket forests, tree planting programs, and green corridors are among the nature-based solutions available to provide neighborhood-level heat island mitigation. Use available mapping tools or conduct your own heat measurements and mapping overlaid with Priority Populations/Social Vulnerability map layers to identify high priority areas in need of heat mitigation. Engage community members, designers, and ecologists to identify community priorities and identify nature-based solutions that meet these needs. Collaboratively select sites for implementation. Conduct design, permitting, implementation, and monitoring. Explore the following resources to learn more about using nature-based solutions to reduce heat islands in your community:
Compile a list of publicly available cooling centers, pools, and recreational bodies of water in or near your community that residents can visit to cool off during heat waves. Gather information from relevant state agencies, local DPW departments, and residents with knowledge of these spaces in the area. Make this resource available to the public, so that they can easily identify cooling sites during heat waves. Furthermore, you may consider mapping this data, such as through the use of ArcGIS' interactive Warming and Cooling Center mapper, which features a dynamic crowdsourcing reporter app that allows community members to identify locations of warming and cooling centers. Explore the following resources to learn more about community cooling resources:
Engage residents and design professionals to assess and prioritize opportunities to incorporate heat mitigation features for existing and new public and affordable housing. Solutions may include, for example, cool roofs, cool pavement, green roofs and walls, planting trees and urban vegetation, and incorporating shade structures and water features. Combined, these features can reduce the absorption of heat in housing, cool the surrounding air through evapotranspiration, lower energy bills and improve solar panel efficiency, if present, and support community wellbeing. Extend the impact of these initiatives by incorporating local skills training and provisions to hire local to complete the work. See C40 Cities' resource on "How to Adapt Your City to Extreme Heat."
The MVP 2.0 "Create Cool Housing" Seed Project one-pager contains more details and inspiration around this action.
Cool roofs, green roofs, cool pavement, and urban forestry are among the options available to municipalities to mitigate heat, not only for housing, but throughout an entire community. Explore and implement policy tools available to support adoption of these heat mitigation strategies. "Adaptation to Urban Heat: A Tool Kit for Local Governments" provides decision-making support for assessing different policy tools, including government operations, mandates (e.g. building codes and standards), incentives (e.g. grant and rebate programs), and public education programs.
Start an informational campaign to promote energy efficient electric heating and cooling systems. Incentivize residents to take advantage of relevant programs through an outreach program with information in multiple languages, accessible to diverse audiences, and tailored to communities historically underrepresented in energy efficiency programs. Explore Worcester's Green Energy municipal initiative for ideas.
Create a building rehabilitation program, with a specific focus on retrofits for rental properties to increase energy efficiency, build resilience, and increase public health. Check out the city of Boston's Retrofit Resource Hub to learn more about municipal retrofit programs.
Explore MVP Projects
Explore the MVP-funded projects below:
Explore the MVP-funded projects below:

FY21 Action Grant
$262,996 Award
The city of Chelsea advanced a citywide urban heat island mitigation initiative. This project was complemented by ongoing regional efforts to analyze ambient air and land surface temperatures; perform a social vulnerability assessment; prioritize corridors for public and private heat mitigation interventions; and devise and carry out five pilot heat mitigation projects on public properties.
Learn more: Chelsea FY21 Urban Heat Mitigation Project
FY21 Action Grant
$262,996 Award
The city of Chelsea advanced a citywide urban heat island mitigation initiative. This project was complemented by ongoing regional efforts to analyze ambient air and land surface temperatures; perform a social vulnerability assessment; prioritize corridors for public and private heat mitigation interventions; and devise and carry out five pilot heat mitigation projects on public properties.
Learn more: Chelsea FY21 Urban Heat Mitigation Project
Related Guides
Explore how the ecosystems found in Massachusetts will be impacted by heat.
Explore how the ecosystems found in Massachusetts will be impacted by heat.
Explore how heat affects people’s health and wellbeing,
which, in turn, affects their ability to work and engage with their
communities.
Explore how heat affects people’s health and wellbeing,
which, in turn, affects their ability to work and engage with their
communities.